Introduction

Bank guarantee, also known as a letter of credit or documentary credit, is a financial instrument issued by a bank on behalf of a customer to ensure that a specific payment will be made. It serves as a commitment from the issuing bank that it will pay a certain amount of money to the beneficiary if the customer fails to fulfill their contractual obligations. In this article, we will provide you with a sample bank guarantee in both English and Chinese, which can be used as a reference for drafting your own.

English Bank Guarantee Sample

Below is an example of a bank guarantee written in English:

    [Bank Name and Address]

    Date: [Date]

    Beneficiary: [Beneficiary Name and Address]

    Re: [Contract/Project Name]

    Dear Sir/Madam,

    We, [Bank Name], hereby issue this bank guarantee in favor of [Beneficiary Name], pertaining to the contract/project mentioned above.

    Following the terms and conditions of the contract/project, we undertake to pay the sum of [Amount] (in words: [Amount in words]) to the beneficiary upon receipt of their first written demand stating that the customer has failed to fulfill their contractual obligations.

    This bank guarantee shall remain valid until [Expiry Date] or until any claims against it have been settled.

    Please be advised that any demands made under this guarantee should be presented to us in writing at our aforementioned address.

    Yours faithfully,

    [Bank Official Name and Position]
  

银行保函中文范本

以下是一份中文的银行保函样板：

    【银行名称及地址】

    日期：【日期】

    受益人：【受益人姓名及地址】

    主题：【合同/项目名称】

    尊敬的先生/女士，

    我们【银行名称】特此为【受益人名称】出具本银行保函，涉及上述合同/项目。

    根据该合同/项目的条款与条件，本行承诺，在收到受益人首次书面要求，证明客户已未履行其合同责任之后，支付[金额]（大写：[金额大写]）给受益人。

    本银行保函有效期至【到期日期】或有关事项解决之日止。

    敬请注意，对于本保函的任何索赔请求，请以书面形式提交至我行上述地址。

    此致，

    【银行官员姓名及职位】
  

Conclusion

The above samples can be used as a reference for drafting your own bank guarantee in English and Chinese. It is important to consult with legal and financial professionals when drafting such documents to ensure that they meet the specific requirements of your situation. Bank guarantees provide a level of protection for both parties involved in a transaction, and having a well-drafted document can help clarify expectations and mitigate potential risks.